Sudharshan Putha, “AI-Enabled Predictive Analytics for Enhancing Credit Scoring Models in Banking”, J. of Artificial Int. Research and App., vol. 1, no. 1, pp. 290–330, Feb. 2021, Accessed: Sep. 28, 2024. [Online]. Available: https://aimlstudies.co.uk/index.php/jaira/article/view/200